According to the E-Commerce Report of the Ministry of Industry and Trade, the second popular payment method (after CoD money delivery) in E-commerce transaction in Vietnam is the BANK TRANSFER, preferred by Sellers because psychology and habit of "giving money - receiving goods". However, managing too many bank accounts and regularly checking manually leads many inconveniences to buyers and delays for sellers.

Therefore, NganLuong.vn has developed a INSTANT Bank Transfer payment to manage automatic payments by Merchant transfer with a single connection, which brings many benefits:

• Customers can choose Bank transfer immediately (with some banks supporting Internet Banking) or Normal transfer by traditional method (Transfer over the counter).




• In order to complete checkouts, customers select INSTANT Bank Transfer option, using Mobile Banking, Internet Banking or at Bank counter to transer to the Bank account of NganLuong.vn.




• The payment amount is credited to the Merchant's e-wallet, while NganLuong calls the API to Merchant's application to transfer the transaction status.

Integration Guide User guide